NRS Pay Blog · Topic

Fees & Pricing

What each line on the statement is, what it should cost, and where the margin quietly leaks.

13
Articles
Jul 24, 2026
Most recent

All topics

Fees & Pricing

Newest first

Fees & Pricing
Early termination fees and long contracts: what to ask first

Merchant account contract terms worth reading twice: early termination fees, auto-renewal windows, and the equipment lease trap.

Jul 24, 20264 min read
Fees & Pricing
Should your store set a card minimum? Rules and etiquette

Credit card minimum purchase rules in plain terms: what federal law and card networks allow, the arithmetic behind minimums, and how to post one politely.

Jun 10, 20264 min read
Fees & Pricing
Are credit card surcharges legal? A state-by-state caution guide

Credit card surcharge laws by state vary and keep changing. What a surcharge is, what card networks require, and how to check before posting a fee.

Jun 8, 20264 min read
Fees & Pricing
How to lower credit card processing costs the legitimate way

Practical ways to lower credit card processing fees: cleaner card entry, on-time batching, fewer disputes, and a pricing model that fits your tickets.

May 27, 20264 min read
Fees & Pricing
How much does credit card processing cost a small store?

Average credit card processing fees matter less than your own effective rate. Learn what drives processing costs and how to calculate yours in minutes.

May 25, 20264 min read
Fees & Pricing
Transparent credit card processing: what it should mean

Transparent credit card processing means fees in writing, readable statements, and contracts you can leave. Here's how to test the claim.

May 23, 20264 min read
Fees & Pricing
Is a cash discount program right for your store?

Cash discount program pros and cons for small stores: what you gain, the trade-offs at the counter, and how to decide if it fits.

May 20, 20264 min read
Fees & Pricing
Dual pricing vs. surcharging: they are not the same thing

Dual pricing vs surcharging: how each works at the register, why the label matters legally, and which is simpler for a small store.

May 18, 20264 min read
Fees & Pricing
What is a cash discount program?

Cash discount program explained: how posted prices and register discounts work, how it differs from a surcharge, and what to set up.

May 16, 20264 min read
Fees & Pricing
Hidden fees in credit card processing: what to watch for

Hidden credit card processing fees to watch for: PCI penalties, statement fees, monthly minimums, and how to question each one.

May 15, 20264 min read
Fees & Pricing
How to read your monthly processing statement

How to read a merchant statement in fifteen minutes: find your effective rate, decode fee lines, and spot charges worth a phone call.

May 13, 20264 min read
Fees & Pricing
Flat-rate vs. interchange-plus: which fits a small store

Credit card processing pricing models compared. Flat-rate vs. interchange-plus in plain math, and how to pick for a small store.

May 11, 20264 min read
Fees & Pricing
Understanding interchange fees without the jargon

What are interchange fees, who collects them, and why rates change card to card. A jargon-free walkthrough for store owners.

May 9, 20264 min read

Fees & Pricing

All topics

Fees & Pricing

Early termination fees and long contracts: what to ask first

Should your store set a card minimum? Rules and etiquette

Are credit card surcharges legal? A state-by-state caution guide

How to lower credit card processing costs the legitimate way

How much does credit card processing cost a small store?

Transparent credit card processing: what it should mean

Is a cash discount program right for your store?

Dual pricing vs. surcharging: they are not the same thing

What is a cash discount program?

Hidden fees in credit card processing: what to watch for

How to read your monthly processing statement

Flat-rate vs. interchange-plus: which fits a small store

Understanding interchange fees without the jargon